/* =====================================================
   L FOR LOAN - Professional Loan Website Styles
   ===================================================== */

/* CSS Custom Properties */
:root {
    /* Colors */
    --primary: #1a365d;
    --primary-light: #2c5282;
    --secondary: #3182ce;
    --secondary-light: #4299e1;
    --accent: #d69e2e;
    --accent-light: #ecc94b;
    --accent-dark: #b7791f;

    --bg-white: #ffffff;
    --bg-light: #f7fafc;
    --bg-gray: #edf2f7;
    --bg-dark: #1a202c;

    --text-primary: #1a202c;
    --text-secondary: #4a5568;
    --text-muted: #718096;
    --text-light: #a0aec0;

    --success: #38a169;
    --success-light: #c6f6d5;
    --error: #e53e3e;
    --error-light: #fed7d7;
    --warning: #d69e2e;

    /* Spacing */
    --space-xs: 0.25rem;
    --space-sm: 0.5rem;
    --space-md: 1rem;
    --space-lg: 1.5rem;
    --space-xl: 2rem;
    --space-2xl: 3rem;
    --space-3xl: 4rem;
    --space-4xl: 5rem;

    /* Typography */
    --font-primary: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

    --text-xs: 0.75rem;
    --text-sm: 0.875rem;
    --text-base: 1rem;
    --text-lg: 1.125rem;
    --text-xl: 1.25rem;
    --text-2xl: 1.5rem;
    --text-3xl: 2rem;
    --text-4xl: 2.5rem;
    --text-5xl: 3rem;

    --leading-tight: 1.25;
    --leading-normal: 1.5;
    --leading-relaxed: 1.75;

    /* Border Radius */
    --radius-sm: 0.25rem;
    --radius-md: 0.5rem;
    --radius-lg: 1rem;
    --radius-xl: 1.5rem;
    --radius-full: 9999px;

    /* Shadows */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);

    /* Transitions */
    --transition-fast: 0.15s ease;
    --transition-base: 0.3s ease;
    --transition-slow: 0.5s ease;

    /* Container */
    --container-max: 1200px;
    --container-padding: 1.5rem;
}

/* Reset & Base */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-primary);
    font-size: var(--text-base);
    line-height: var(--leading-normal);
    color: var(--text-secondary);
    background-color: var(--bg-white);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4, h5, h6 {
    color: var(--text-primary);
    font-weight: 700;
    line-height: var(--leading-tight);
}

h1 { font-size: var(--text-5xl); }
h2 { font-size: var(--text-4xl); }
h3 { font-size: var(--text-3xl); }
h4 { font-size: var(--text-2xl); }
h5 { font-size: var(--text-xl); }
h6 { font-size: var(--text-lg); }

p {
    margin-bottom: var(--space-md);
}

a {
    color: var(--secondary);
    text-decoration: none;
    transition: color var(--transition-fast);
}

a:hover {
    color: var(--secondary-light);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

ul, ol {
    list-style: none;
}

button {
    cursor: pointer;
    font-family: inherit;
    font-size: inherit;
    border: none;
    background: none;
}

input, textarea, select {
    font-family: inherit;
    font-size: inherit;
}

/* Container */
.container {
    width: 100%;
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 var(--container-padding);
}

/* Section */
.section {
    padding: var(--space-4xl) 0;
}

.section-light {
    background-color: var(--bg-light);
}

.section-gray {
    background-color: var(--bg-gray);
}

.section-dark {
    background-color: var(--primary);
    color: var(--bg-white);
}

.section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto var(--space-3xl);
}

.section-header h2 {
    margin-bottom: var(--space-md);
}

.section-header p {
    color: var(--text-secondary);
    font-size: var(--text-lg);
}

.section-dark .section-header p {
    color: var(--text-light);
}

/* Grid System */
.grid {
    display: grid;
    gap: var(--space-xl);
}

.grid-2 {
    grid-template-columns: repeat(2, 1fr);
}

.grid-3 {
    grid-template-columns: repeat(3, 1fr);
}

.grid-4 {
    grid-template-columns: repeat(4, 1fr);
}

/* =====================================================
   HEADER & NAVIGATION
   ===================================================== */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background-color: transparent;
    transition: background-color var(--transition-base), box-shadow var(--transition-base);
    padding: var(--space-md) 0;
}

.header.scrolled {
    background-color: var(--bg-white);
    box-shadow: var(--shadow-md);
}

.header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    font-size: var(--text-xl);
    font-weight: 700;
    color: var(--bg-white);
    transition: color var(--transition-fast);
}

.header.scrolled .logo {
    color: var(--primary);
}

.logo-icon {
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bg-white);
    font-weight: 700;
    font-size: var(--text-lg);
}

.logo span {
    color: var(--accent);
}

.nav {
    display: flex;
    align-items: center;
    gap: var(--space-xl);
}

.nav-links {
    display: flex;
    gap: var(--space-lg);
}

.nav-links a {
    color: var(--bg-white);
    font-weight: 500;
    padding: var(--space-sm) 0;
    position: relative;
    transition: color var(--transition-fast);
}

.header.scrolled .nav-links a {
    color: var(--text-primary);
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--accent);
    transition: width var(--transition-fast);
}

.nav-links a:hover::after,
.nav-links a.active::after {
    width: 100%;
}

.nav-links a:hover,
.nav-links a.active {
    color: var(--accent);
}

.nav-cta {
    margin-left: var(--space-md);
}

/* Mobile Menu */
.mobile-menu-btn {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: var(--space-sm);
}

.mobile-menu-btn span {
    width: 25px;
    height: 3px;
    background-color: var(--bg-white);
    border-radius: var(--radius-full);
    transition: transform var(--transition-fast), opacity var(--transition-fast);
}

.header.scrolled .mobile-menu-btn span {
    background-color: var(--primary);
}

.mobile-menu-btn.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 6px);
}

.mobile-menu-btn.active span:nth-child(2) {
    opacity: 0;
}

.mobile-menu-btn.active span:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -6px);
}

.mobile-nav {
    display: none;
    position: fixed;
    top: 70px;
    left: 0;
    right: 0;
    background-color: var(--bg-white);
    box-shadow: var(--shadow-lg);
    padding: var(--space-lg);
    flex-direction: column;
    gap: var(--space-md);
}

.mobile-nav.active {
    display: flex;
}

.mobile-nav a {
    color: var(--text-primary);
    font-weight: 500;
    padding: var(--space-md);
    border-radius: var(--radius-md);
    transition: background-color var(--transition-fast);
}

.mobile-nav a:hover,
.mobile-nav a.active {
    background-color: var(--bg-gray);
    color: var(--primary);
}

/* =====================================================
   BUTTONS
   ===================================================== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: var(--space-sm);
    padding: var(--space-md) var(--space-xl);
    font-weight: 600;
    font-size: var(--text-base);
    border-radius: var(--radius-md);
    transition: all var(--transition-fast);
    cursor: pointer;
    border: 2px solid transparent;
}

.btn-primary {
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    color: var(--primary);
    border-color: var(--accent);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
    color: var(--primary);
}

.btn-secondary {
    background: transparent;
    color: var(--bg-white);
    border-color: var(--bg-white);
}

.btn-secondary:hover {
    background-color: var(--bg-white);
    color: var(--primary);
}

.btn-outline {
    background: transparent;
    color: var(--primary);
    border-color: var(--primary);
}

.btn-outline:hover {
    background-color: var(--primary);
    color: var(--bg-white);
}

.btn-lg {
    padding: var(--space-lg) var(--space-2xl);
    font-size: var(--text-lg);
}

.btn-sm {
    padding: var(--space-sm) var(--space-md);
    font-size: var(--text-sm);
}

.btn:disabled {
    opacity: 0.6;
    cursor: not-allowed;
}

.btn-loading {
    position: relative;
    color: transparent !important;
}

.btn-loading::after {
    content: '';
    position: absolute;
    width: 20px;
    height: 20px;
    border: 2px solid transparent;
    border-top-color: currentColor;
    border-radius: 50%;
    animation: spin 0.8s linear infinite;
}

@keyframes spin {
    to { transform: rotate(360deg); }
}

/* =====================================================
   HERO SECTION
   ===================================================== */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    opacity: 0.5;
}

.hero-content {
    position: relative;
    z-index: 1;
    text-align: center;
    max-width: 800px;
    margin: 0 auto;
    padding: var(--space-4xl) var(--container-padding);
}

.hero h1 {
    color: var(--bg-white);
    font-size: clamp(2.5rem, 5vw, var(--text-5xl));
    margin-bottom: var(--space-lg);
    animation: fadeInUp 0.8s ease-out;
}

.hero-subtitle {
    color: var(--text-light);
    font-size: var(--text-xl);
    margin-bottom: var(--space-2xl);
    animation: fadeInUp 0.8s ease-out 0.2s both;
}

.hero-cta {
    display: flex;
    gap: var(--space-lg);
    justify-content: center;
    flex-wrap: wrap;
    animation: fadeInUp 0.8s ease-out 0.4s both;
}

.hero-decoration {
    position: absolute;
    bottom: -50px;
    left: 50%;
    transform: translateX(-50%);
    width: 200%;
    height: 100px;
    background: var(--bg-white);
    border-radius: 50%;
}

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* =====================================================
   TRUST BADGES
   ===================================================== */
.trust-badges {
    display: flex;
    justify-content: center;
    gap: var(--space-2xl);
    flex-wrap: wrap;
    margin-top: var(--space-2xl);
    animation: fadeInUp 0.8s ease-out 0.6s both;
}

.trust-badge {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    color: var(--text-light);
    font-size: var(--text-sm);
}

.trust-badge i {
    font-size: var(--text-xl);
    color: var(--accent);
}

/* =====================================================
   BENEFITS SECTION
   ===================================================== */
.benefit-card {
    background: var(--bg-white);
    padding: var(--space-xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    text-align: center;
    transition: transform var(--transition-base), box-shadow var(--transition-base);
}

.benefit-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.benefit-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, var(--bg-gray), var(--bg-light));
    border-radius: var(--radius-lg);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--space-lg);
    font-size: var(--text-3xl);
    color: var(--secondary);
}

.benefit-card h4 {
    margin-bottom: var(--space-sm);
}

.benefit-card p {
    color: var(--text-secondary);
    font-size: var(--text-sm);
    margin-bottom: 0;
}

/* =====================================================
   HOW IT WORKS
   ===================================================== */
.steps-container {
    display: flex;
    justify-content: space-between;
    gap: var(--space-xl);
    position: relative;
}

.steps-container::before {
    content: '';
    position: absolute;
    top: 50px;
    left: 15%;
    right: 15%;
    height: 3px;
    background: linear-gradient(90deg, var(--accent), var(--secondary));
    z-index: 0;
}

.step {
    flex: 1;
    text-align: center;
    position: relative;
    z-index: 1;
}

.step-number {
    width: 100px;
    height: 100px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--space-lg);
    font-size: var(--text-3xl);
    font-weight: 700;
    color: var(--bg-white);
    border: 4px solid var(--accent);
    position: relative;
}

.step-number::after {
    content: '';
    position: absolute;
    inset: -8px;
    border: 2px dashed var(--accent);
    border-radius: 50%;
    opacity: 0.5;
}

.step h4 {
    margin-bottom: var(--space-sm);
}

.step p {
    color: var(--text-secondary);
    font-size: var(--text-sm);
    margin-bottom: 0;
}

/* =====================================================
   SERVICE CARDS
   ===================================================== */
.service-card {
    background: var(--bg-white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-md);
    transition: transform var(--transition-base), box-shadow var(--transition-base);
    display: flex;
    flex-direction: column;
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
}

.service-icon {
    height: 120px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 3rem;
    color: var(--bg-white);
}

.service-content {
    padding: var(--space-xl);
    flex: 1;
    display: flex;
    flex-direction: column;
}

.service-content h4 {
    margin-bottom: var(--space-sm);
}

.service-content p {
    color: var(--text-secondary);
    font-size: var(--text-sm);
    margin-bottom: var(--space-lg);
    flex: 1;
}

.service-benefits {
    margin-bottom: var(--space-lg);
}

.service-benefits li {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    padding: var(--space-xs) 0;
    color: var(--text-secondary);
    font-size: var(--text-sm);
}

.service-benefits li i {
    color: var(--success);
    font-size: var(--text-sm);
}

/* =====================================================
   TESTIMONIALS
   ===================================================== */
.testimonial-card {
    background: var(--bg-white);
    padding: var(--space-xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    position: relative;
}

.testimonial-card::before {
    content: '"';
    position: absolute;
    top: 20px;
    left: 20px;
    font-size: 4rem;
    color: var(--bg-gray);
    font-family: Georgia, serif;
    line-height: 1;
}

.testimonial-content {
    position: relative;
    z-index: 1;
    padding-left: var(--space-xl);
    margin-bottom: var(--space-lg);
}

.testimonial-content p {
    font-style: italic;
    color: var(--text-secondary);
    margin-bottom: 0;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: var(--space-md);
}

.testimonial-avatar {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, var(--secondary), var(--primary));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bg-white);
    font-weight: 700;
}

.testimonial-info h5 {
    margin-bottom: 0;
    font-size: var(--text-base);
}

.testimonial-info span {
    color: var(--text-muted);
    font-size: var(--text-sm);
}

.testimonial-stars {
    color: var(--accent);
    margin-top: var(--space-xs);
}

.testimonial-stars i {
    font-size: var(--text-sm);
}

/* Testimonial Slider */
.testimonial-slider {
    position: relative;
    overflow: hidden;
}

.testimonial-track {
    display: flex;
    gap: var(--space-xl);
    transition: transform 0.5s ease;
}

.testimonial-slide {
    flex: 0 0 100%;
    padding: 0 var(--space-md);
}

.slider-controls {
    display: flex;
    justify-content: center;
    gap: var(--space-md);
    margin-top: var(--space-xl);
}

.slider-btn {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: var(--bg-white);
    color: var(--primary);
    box-shadow: var(--shadow-md);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all var(--transition-fast);
}

.slider-btn:hover {
    background: var(--primary);
    color: var(--bg-white);
}

/* =====================================================
   FAQ ACCORDION
   ===================================================== */
.faq-container {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background: var(--bg-white);
    border-radius: var(--radius-md);
    margin-bottom: var(--space-md);
    box-shadow: var(--shadow-sm);
    overflow: hidden;
}

.faq-question {
    width: 100%;
    padding: var(--space-lg);
    display: flex;
    align-items: center;
    justify-content: space-between;
    text-align: left;
    font-weight: 600;
    color: var(--text-primary);
    background: transparent;
    transition: background-color var(--transition-fast);
}

.faq-question:hover {
    background-color: var(--bg-gray);
}

.faq-question i {
    transition: transform var(--transition-fast);
    color: var(--secondary);
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height var(--transition-base);
}

.faq-item.active .faq-answer {
    max-height: 500px;
}

.faq-answer-content {
    padding: 0 var(--space-lg) var(--space-lg);
    color: var(--text-secondary);
}

.faq-answer-content p {
    margin-bottom: 0;
}

/* =====================================================
   CONTACT SECTION
   ===================================================== */
.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: var(--space-2xl);
    align-items: start;
}

.contact-info {
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    padding: var(--space-2xl);
    border-radius: var(--radius-lg);
    color: var(--bg-white);
}

.contact-info h3 {
    color: var(--bg-white);
    margin-bottom: var(--space-lg);
}

.contact-item {
    display: flex;
    gap: var(--space-md);
    margin-bottom: var(--space-lg);
}

.contact-item i {
    width: 50px;
    height: 50px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--accent);
    font-size: var(--text-lg);
}

.contact-item-text h5 {
    color: var(--bg-white);
    margin-bottom: var(--space-xs);
}

.contact-item-text p {
    color: var(--text-light);
    margin-bottom: 0;
    font-size: var(--text-sm);
}

.contact-hours {
    margin-top: var(--space-2xl);
    padding-top: var(--space-xl);
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.contact-hours h5 {
    color: var(--bg-white);
    margin-bottom: var(--space-md);
}

.hours-list li {
    display: flex;
    justify-content: space-between;
    padding: var(--space-sm) 0;
    color: var(--text-light);
    font-size: var(--text-sm);
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
}

.hours-list li:last-child {
    border-bottom: none;
}

.contact-form {
    background: var(--bg-white);
    padding: var(--space-2xl);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
}

/* =====================================================
   FORMS
   ===================================================== */
.form-group {
    margin-bottom: var(--space-lg);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-lg);
}

.form-label {
    display: block;
    margin-bottom: var(--space-sm);
    font-weight: 500;
    color: var(--text-primary);
}

.form-label.required::after {
    content: ' *';
    color: var(--error);
}

.form-input,
.form-select,
.form-textarea {
    width: 100%;
    padding: var(--space-md);
    border: 2px solid var(--bg-gray);
    border-radius: var(--radius-md);
    background: var(--bg-white);
    color: var(--text-primary);
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
    outline: none;
    border-color: var(--secondary);
    box-shadow: 0 0 0 3px rgba(49, 130, 206, 0.1);
}

.form-input.error,
.form-select.error,
.form-textarea.error {
    border-color: var(--error);
}

.form-input.error:focus,
.form-select.error:focus,
.form-textarea.error:focus {
    box-shadow: 0 0 0 3px rgba(229, 62, 62, 0.1);
}

.form-textarea {
    min-height: 120px;
    resize: vertical;
}

.form-select {
    cursor: pointer;
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' viewBox='0 0 24 24' fill='none' stroke='%234a5568' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 12px center;
    background-size: 16px;
    padding-right: 40px;
}

.form-error {
    color: var(--error);
    font-size: var(--text-sm);
    margin-top: var(--space-xs);
    display: none;
}

.form-error.show {
    display: block;
}

.form-checkbox {
    display: flex;
    align-items: flex-start;
    gap: var(--space-md);
}

.form-checkbox input {
    width: 20px;
    height: 20px;
    margin-top: 2px;
    cursor: pointer;
    accent-color: var(--secondary);
}

.form-checkbox label {
    cursor: pointer;
    color: var(--text-secondary);
    font-size: var(--text-sm);
}

.form-checkbox a {
    color: var(--secondary);
    text-decoration: underline;
}

/* =====================================================
   FOOTER
   ===================================================== */
.footer {
    background: var(--bg-dark);
    color: var(--text-light);
    padding-top: var(--space-3xl);
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1.5fr;
    gap: var(--space-2xl);
    padding-bottom: var(--space-2xl);
}

.footer-about .logo {
    color: var(--bg-white);
    margin-bottom: var(--space-lg);
}

.footer-about p {
    font-size: var(--text-sm);
    margin-bottom: var(--space-lg);
}

.footer-social {
    display: flex;
    gap: var(--space-md);
}

.footer-social a {
    width: 40px;
    height: 40px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--bg-white);
    transition: all var(--transition-fast);
}

.footer-social a:hover {
    background: var(--accent);
    color: var(--primary);
}

.footer h5 {
    color: var(--bg-white);
    margin-bottom: var(--space-lg);
    font-size: var(--text-lg);
}

.footer-links li {
    margin-bottom: var(--space-sm);
}

.footer-links a {
    color: var(--text-light);
    font-size: var(--text-sm);
    transition: color var(--transition-fast);
}

.footer-links a:hover {
    color: var(--accent);
}

.footer-contact p {
    display: flex;
    align-items: center;
    gap: var(--space-sm);
    font-size: var(--text-sm);
    margin-bottom: var(--space-md);
}

.footer-contact i {
    color: var(--accent);
    width: 20px;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding: var(--space-lg) 0;
    text-align: center;
}

.footer-bottom p {
    margin-bottom: 0;
    font-size: var(--text-sm);
}

/* =====================================================
   BACK TO TOP BUTTON
   ===================================================== */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    color: var(--primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-lg);
    opacity: 0;
    visibility: hidden;
    transform: translateY(20px);
    transition: all var(--transition-base);
    z-index: 999;
}

.back-to-top.visible {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.back-to-top:hover {
    transform: translateY(-5px);
}

/* =====================================================
   PAGE HEADERS
   ===================================================== */
.page-header {
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    padding: 160px 0 80px;
    text-align: center;
    position: relative;
}

.page-header::before {
    content: '';
    position: absolute;
    inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}

.page-header h1 {
    color: var(--bg-white);
    position: relative;
    margin-bottom: var(--space-md);
}

.page-header p {
    color: var(--text-light);
    font-size: var(--text-lg);
    position: relative;
    max-width: 600px;
    margin: 0 auto;
}

/* =====================================================
   ABOUT PAGE
   ===================================================== */
.about-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--space-3xl);
    align-items: center;
}

.about-image {
    position: relative;
}

.about-image-main {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}

.about-image-main img {
    width: 100%;
    height: 400px;
    object-fit: cover;
}

.about-image-decoration {
    position: absolute;
    bottom: -30px;
    right: -30px;
    width: 150px;
    height: 150px;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    border-radius: var(--radius-lg);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    font-weight: 700;
}

.about-image-decoration span {
    font-size: var(--text-4xl);
}

.about-image-decoration small {
    font-size: var(--text-sm);
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: var(--space-xl);
    margin-top: var(--space-2xl);
}

.stat-item {
    text-align: center;
}

.stat-number {
    font-size: var(--text-4xl);
    font-weight: 700;
    color: var(--accent);
}

.stat-label {
    color: var(--text-secondary);
    font-size: var(--text-sm);
}

/* =====================================================
   PRIVACY & TERMS PAGES
   ===================================================== */
.legal-content {
    max-width: 800px;
    margin: 0 auto;
}

.legal-content h2 {
    font-size: var(--text-2xl);
    margin-top: var(--space-2xl);
    margin-bottom: var(--space-md);
    color: var(--primary);
}

.legal-content h2:first-child {
    margin-top: 0;
}

.legal-content ul {
    margin-bottom: var(--space-lg);
    padding-left: var(--space-xl);
}

.legal-content ul li {
    position: relative;
    padding-left: var(--space-md);
    margin-bottom: var(--space-sm);
    list-style: disc;
    color: var(--text-secondary);
}

.legal-content p {
    margin-bottom: var(--space-md);
}

/* =====================================================
   THANK YOU PAGE
   ===================================================== */
.thank-you-section {
    min-height: 80vh;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    padding: var(--space-3xl) 0;
}

.thank-you-content {
    max-width: 600px;
}

.thank-you-icon {
    width: 120px;
    height: 120px;
    background: linear-gradient(135deg, var(--success-light), var(--success));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto var(--space-xl);
    font-size: 4rem;
    color: var(--bg-white);
}

.thank-you-content h1 {
    margin-bottom: var(--space-lg);
}

.thank-you-content p {
    font-size: var(--text-lg);
    color: var(--text-secondary);
    margin-bottom: var(--space-xl);
}

.thank-you-info {
    background: var(--bg-gray);
    padding: var(--space-lg);
    border-radius: var(--radius-md);
    margin-bottom: var(--space-xl);
}

.thank-you-info p {
    margin-bottom: var(--space-sm);
    font-size: var(--text-sm);
}

.thank-you-info p:last-child {
    margin-bottom: 0;
}

.thank-you-info a {
    color: var(--secondary);
    font-weight: 500;
}

/* =====================================================
   ALERTS
   ===================================================== */
.alert {
    padding: var(--space-lg);
    border-radius: var(--radius-md);
    margin-bottom: var(--space-lg);
    display: flex;
    align-items: flex-start;
    gap: var(--space-md);
}

.alert-success {
    background: var(--success-light);
    color: var(--success);
}

.alert-error {
    background: var(--error-light);
    color: var(--error);
}

.alert i {
    font-size: var(--text-xl);
}

/* =====================================================
   ANIMATIONS
   ===================================================== */
.fade-in {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease-out, transform 0.6s ease-out;
}

.fade-in.visible {
    opacity: 1;
    transform: translateY(0);
}

.fade-in-delay-1 { transition-delay: 0.1s; }
.fade-in-delay-2 { transition-delay: 0.2s; }
.fade-in-delay-3 { transition-delay: 0.3s; }
.fade-in-delay-4 { transition-delay: 0.4s; }

/* =====================================================
   RESPONSIVE DESIGN
   ===================================================== */
@media (max-width: 1024px) {
    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }

    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    :root {
        --container-padding: 1rem;
    }

    h1 { font-size: var(--text-4xl); }
    h2 { font-size: var(--text-3xl); }
    h3 { font-size: var(--text-2xl); }

    .section {
        padding: var(--space-3xl) 0;
    }

    .nav-links,
    .nav-cta {
        display: none;
    }

    .mobile-menu-btn {
        display: flex;
    }

    .grid-3,
    .grid-4 {
        grid-template-columns: repeat(2, 1fr);
    }

    .steps-container {
        flex-direction: column;
    }

    .steps-container::before {
        display: none;
    }

    .step {
        display: flex;
        align-items: center;
        text-align: left;
        gap: var(--space-lg);
    }

    .step-number {
        flex-shrink: 0;
        width: 80px;
        height: 80px;
        font-size: var(--text-2xl);
    }

    .step-number::after {
        display: none;
    }

    .contact-grid {
        grid-template-columns: 1fr;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .footer-about .logo {
        justify-content: center;
    }

    .footer-social {
        justify-content: center;
    }

    .footer-contact p {
        justify-content: center;
    }

    .about-content {
        grid-template-columns: 1fr;
    }

    .about-image {
        order: -1;
    }

    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 480px) {
    h1 { font-size: var(--text-3xl); }
    h2 { font-size: var(--text-2xl); }

    .hero-cta {
        flex-direction: column;
    }

    .hero-cta .btn {
        width: 100%;
    }

    .grid-2,
    .grid-3,
    .grid-4 {
        grid-template-columns: 1fr;
    }

    .trust-badges {
        flex-direction: column;
        gap: var(--space-md);
    }

    .stats-grid {
        grid-template-columns: 1fr;
    }

    .stat-number {
        font-size: var(--text-3xl);
    }
}

/* =====================================================
   PRINT STYLES
   ===================================================== */
@media print {
    .header,
    .footer,
    .back-to-top,
    .nav {
        display: none;
    }

    .section {
        padding: 20px 0;
    }

    body {
        font-size: 12pt;
        color: #000;
    }
}